An electrical inspection is a documented look at the parts of your home you never see: the panel, the wiring, the grounding, the protection devices. It answers the questions that matter before you buy a house, before you renew insurance, and before you spend money on renovations that the wiring cannot support.
We do two kinds: pre-purchase inspections for buyers who want the full picture, and Florida 4-point inspections, which insurers require on many older homes. Both end with a clear written report of what we found.
Pre-purchase electrical inspections
A general home inspection covers a lot of ground, but electrical deserves its own eyes. We open the panel, check breaker sizing against wire size, look for aluminum or cloth wiring, test GFCI and AFCI protection, and verify grounding and detector coverage.
You get a written report with photos: what is fine, what needs attention soon, what is a safety issue now. Buyers use it to negotiate; sellers use it to fix problems before listing.
Florida 4-point inspections for insurance
Florida insurers require a 4-point inspection on many homes, typically older ones, before they will write or renew a policy. The inspection covers four systems: roof, plumbing, HVAC, and electrical. The electrical portion documents the panel type and age, wiring type, grounding, and the condition of devices and protection.
Insurers care because old or hazardous electrical systems drive claims. We perform the electrical portion to the standard insurers expect, with the documentation they ask for.
What we check
Every inspection follows the same thorough checklist, adapted to the age and type of the home.
- Panel: type, age, capacity, breaker condition, available space
- Wiring: copper, aluminum, or cloth-insulated, and its condition
- Grounding and bonding at the panel and water service
- GFCI protection in kitchens, baths, garages, laundry, and outdoors
- AFCI protection where current code requires it
- Smoke and CO detector presence, placement, and power source
- Visible hazards: double-tapped breakers, splices outside boxes, scorch marks
Common questions
What is a 4-point inspection?
A limited inspection of four systems, roof, plumbing, HVAC, and electrical, that Florida insurers require on many older homes. It is about insurability, not a full home inspection, and produces a standardized report for the carrier.
My insurer asked for a 4-point. How old does the home have to be?
Requirements vary by carrier, but insurers commonly ask for 4-points on homes around 20 to 30 years old and up, and at renewal. If your insurer requested one, they will tell you exactly what they need.
What happens if the inspection finds problems?
You get a written report describing each issue and whether it is a safety concern or a maintenance item. Many findings are straightforward fixes, and we can quote the repairs. For insurance purposes, the carrier tells you what must be corrected.
Should I get an electrical inspection before buying an older home?
Yes, especially for homes built before the 1990s. Aluminum wiring, ungrounded outlets, undersized panels, and outdated protection are common in older Florida homes, and knowing before closing changes the negotiation.
How long does an inspection take?
A typical residential electrical inspection takes one to two hours depending on the size and age of the home. You receive the written report shortly after.
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